Evaluate Your Options: Term Life, Whole Life, Modified Whole Life

If you’re shopping for a policy, you have to ask yourself: what is modified whole life insurance going to get me that standard whole life or term life can’t?

If it boils down to affordability, consider a term life policy instead. The cost is much lower (hundreds per month), and with new longer term lengths of 35 and 40 years, you can protect your loved ones for longer. All for much less money!

If it’s non-expiring coverage you’re after, consider a standard whole life policy. You won’t get the lower introductory premium rate, but also won’t have to worry about a price hike in later years.

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